Raborn Insurance Agency, Inc.

We are pleased to be Licensed In the Following State: Tennessee

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

At Raborn Insurance Agency, Inc., we give clients the power of choice through our partnerships with top-rated insurance carriers. We strive to provide a local, personalized customer service experience while giving back to the communities we call home.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as a valuable source for your insurance needs.

As an independent insurance agency we offer a comprehensive suite of insurance solutions to protect you from the unexpected. We consistently maintain strong relationships with many well-known, reputable insurance companies, providing you with real insurance market options.

Our insurance advisors have years of experience in the insurance industry and are happy to serve as your agent and advocate from selecting coverage through filing a claim.

Our entire team has an active dedication for insurance and protecting what you value most in life. At Raborn Insurance Agency, Inc. our goal is to always treat you as part of our family.

We don’t just sell insurance. We are available to work closely with you to strengthen your ability to make informed decisions regarding your levels of protection and your peace of mind towards the future. Because we’re independent, our priority is you – not the insurance company. We offer a wide variety of coverage options and price points through the insurance companies we represent. Our goal is to deliver the right blend of price, coverage and service.

We believe our clients’ desire financial security and their quality of life deserves the utmost dedication, knowledgable advice and personal attention while knowing that while sometimes the unexpected does occur it’s still important to plan for the predictable.

You are always invited to Contact Us concerning your specific insurance needs.

Our Team of Insurance


Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.

Derek C. Raborn


Derek is President of Raborn Insurance Agency and has been with the agency since 1985. He specializes in business and commercial insurance.

Derek holds the Certified Insurance Counselor as well as the Certified Professional Insurance Agent designations.

He is a graduate of the University of Tennessee with a BA in Political Science.

Baker Raborn

Baker has been with Raborn Insurance since 1988. He is active in Home, Auto, Life, and Commercial Insurance. He is a graduate of Smyrna High School, attended MTSU. He is Past President of Rotary where he continues work with many of their charitable programs, board of the Senior Activity Center of Smyrna, also works with Shirley’s Way TN and Meals on Wheels. He received his CIC (Certified Insurance Counselor) in 2002 where he continually works to further his insurance knowledge through their annual educational requirements.

Baker has been married to his wife Rhonda since 1992 and has 3 children: Lauren, Addie and Sarah, and 2 grandchildren Emma and Eli Dalton.

Zane Raborn


Zane is a third-generation insurance agent at the local family business and has been with the agency since 2023. Prior to joining the agency, Zane was a senior catastrophe claims adjuster with Auto-Owners Insurance.

Zane holds the Associate in Claims (AIC), Associate in Claims – Management (AIC-M) and Associate in Insurance (AINS) designations. Zane remains currently active in insurance studies.

Zane is a graduate of The University of Tennessee – Knoxville with a Bachelor of Science degree in Business Administration.

Rick Hall

Rick has been in Insurance for 10 years and came on board with Raborn Insurance in 2023. He active in both Personnel and Commercial Lines of Insurance.

Rick is a past Rutherford County Commissioner and with the Smyrna Police Department for 25 years and retired as a Detective. During his time there, he received many awards from the Town of Smyrna such as being named Officer of the Year twice as well as receiving the Live Saving Medal for going above and beyond in saving the life and victim of an auto accident. In 2014 he was named The State of Tennessee Officer of in the middle district by the Tennessee Police Chiefs Association.

Rick is a member of Smyrna Rotary Club and Founder President of the Smyrna Historical Preservation Society. Rick and his wife Stacie are avid horse enthusiast and travel to several states riding horses and camping with Friends.

Lela B. Orman


Lela is a Commercial Lines customer service agent. She began her insurance carrier in 1982 and joined Raborn Insurance Agency in 2003. Lela holds the Accredited Advisor of Insurance and Certified Insurance Counselor designations. She is a graduate of Middle Tennessee State University with a B.A. in Business Administration. Lela lives in Christiana with her family.

Melissa Wilson

Melissa began her career as a CSR with Raborn Insurance December 2016. Melissa has been a resident of La Vergne since 1972 and is a 1983 graduate of Smyrna High School. She specializes in personal lines auto, boat, and home.

Her interests include family time with her three children and four grandchildren. Her hobbies are reading, hiking, fishing and kayaking.

Janice Templeton