Watercraft & Boat Insurance in Smyrna, TN
Now that you’ve purchased your boat or jet ski, you’re ready for some summer fun. But before you hit the water, it’s important to make sure your investment is financially protected against risks and unforeseen incidents.
What Does Boat Insurance Cover? 
The following are the main types of coverage included in a boat insurance policy:
- Liability coverage may help with injuries or property damage you cause to others while operating your boat. This may include incidents like collisions or damage to a dock.
- Physical damage coverage may financially cover your boat after incidents such as accidents, theft, fire, storms, or vandalism.
- Medical payments coverage may assist with medical expenses for you and your passengers after an incident, regardless of fault.
- Uninsured/underinsured boater coverage may help with costs related to an incident caused by a boater with insufficient or no insurance coverage.
- Environmental damage coverage may help with fees or fines if you spill fuel or accidentally cause environmental pollution.
How Much Does Boat Insurance Cost?
The cost of your boat insurance policy may depend on the following:
- The type, size, and value of your boat or watercraft
- The age and condition of the vessel
- How often and where you use your boat
- Your boating experience and claims history
- The vessel’s safety features and storage location
Contact Us
The team at Raborn Insurance Agency in Smyrna, TN can help you choose the right coverage for your boat or watercraft and your budget. Contact us today for a personalized quote or more information.